Rich Dad Poor Dad

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Rich Dad Poor Dad is a 1997 book written by Robert Kiyosaki and Sharon Lechter. It advocates the importance of financial literacy (financial education), financial independence and building wealth through investing in assets, real estate investing, starting and owning businesses, as well as increasing one’s financial intelligence (financial IQ) to improve one’s business and financial aptitude. Rich Dad Poor Dad is written in the style of a set of parables, ostensibly based on Kiyosaki’s life.

“Rich Dad World’s goal is to increase your financial IQ and bring you a world of possibilities, a world of learning, a world of understanding. A take charge world, where you’ll be equipped to take command of your finances and live a Rich life.”


My Poor Dad Said My Rich Dad Said
“My house is an asset.” “My house is a liability.”
Rich dad says, “If you stop working today, an asset puts money in your pocket and a liability takes money from your pocket. Too often people call liabilities assets. It’s important to know the difference between the two.”
“I can’t afford it.” “How can I afford it?”
The statement “I can’t afford it” shuts down your thinking. By asking the right question, you mind opens up and looks for answers.
“The reason I’m not rich is because I have you kids.” “The reason I must be rich is because I have you kids.”
“I’m not interested in money.” “Money is power.”
“When it comes to money, play it safe – don’t take risks.” “Learn how to manage risk.”
“Pay myself last.” “Pay myself first.”
Rich Dad always took a percentage off the top of any income he earned. He put this money into an investment account that went toward purchasing his assets. Poor Dad spent all his money first and never had any remaining for investments.
Believed that the company you worked for or the government should take care of your financial needs. Believed in financial self-reliance and financial responsibility.
Focused only on academic literacy. Focused on financial literacy as well as academic literacy.
Learned only the vocabulary of academia. Learned the vocabulary of finance – “Your words are the most valuable tools you have.”
“I work for my money.” “My money works for me.”
Thought that making more money would solve his financial problem. Knew that financial education was the answer to his financial problems: “It’s not how much money you make that’s important – it’s how much money you keep and how long you keep it.”




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